Indiana E&O Insurance for Insurance Agents

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Our agency provides errors and omissions (E&O) insurance to Indiana insurance agents, brokers, agencies, reinsurance brokers, MGAs and MGUs, crop agents and other insurance professionals who offer any type of P&C, life, health and accident coverage. We have access to multiple carriers and can secure E&O insurance for any type of risk, from the simple retail agency to the more complex managing general agency. Even if you're having difficulty finding coverage because of your specialty, a history of claims, or bankruptcy, we can help.

This website is designed to provide you with information regarding the products we offer in Indiana and easy access to our applications. If you're looking for coverage for professionals other than insurance professionals, please visit our other website at www.cbspecialty.com. To request quotes, please complete an application and return to us. Do not hesitate to call us at 1-877-245-5887 if you have any questions or wish to discuss your errors and omissions needs.

What types of Indiana insurance agents can you provide E&O insurance to?

We can provide E&O insurance to all types of agents and brokersin Indiana, including:


Whether you're an experienced or a newly licensed agent, we have a market for you. We also provide errors and omissions insurance to the less common types of licenseesin Indiana, such as credit insurance agents, limited lines travel insurance agents, motor club agents, portable electronics insurance agents, rental car agents, and self-service storage agents.

Why is it important for Indiana agents to have E&O insurance?

Indiana insurance agents face significant exposure to professional and malpractice claims, including the following:


Being an insurance agent entails a high level of risk. Indiana insurance agents are expected to place the right coverage at the right time, to process the paperwork and payments correctly, and to satisfy the requirements of both the policyholder and the carrier. Policyholders rely on their coverage to protect them when they need it. Carriers expect to be paid on time and to have all relevant facts disclosed to them on the application.

Errors and omissions claims arising from policyholders in Indiana will typically be based on a claim which was denied or only partly covered by the insurance company. Policyholders will often try to recover their financial loss from their insurance agent.

Errors and omissions claims arising from a carrier in Indiana with which the agent places business are usually based on the failure to follow binding authority agreement, failure to follow underwriting standards, failure to provide information to carrier prior to binding, and failure to non-renew or cancel coverage.

Also, Indiana insurance agents are usually required by their carriers, managing general agents, aggregators, wholesalers, and sometimes state insurance department to provide proof of E&O insurance.